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New Jersey Home Buyer Guide

For most people buying real estate is the largest financial purchase they will make. It can also be an overwhelming process and for that reason having an experienced agent working for you is so important.

 

I work with first time home buyers, investors, downsizers and those looking to upgrade. Understanding my clients wants & needs is first and foremost. Communication is key and I explain every step of the process from start through closing. 

 

Helping my clients find the right home is my goal.

Defining Your Ideal Home

Finding and buying the right home is a highly personalized process, and it all begins by identifying your needs.

  • What is your preferred location, price point, and style of home (ranch, colonial etc.)?

  • What would you consider a comfortable commute?

  • What are the most important activities for the members of your household?

  • What is something you disliked about the house or area where you lived previously?

  • What are one or more features you liked most about homes you’ve lived in previously?

  • What are the most “must have” features of your ideal home and neighborhood?

 

How to Look at Homes

Discovering the right home should be an exciting event. As a Berkshire Hathaway HomeServices New Jersey Properties sales professional, my commitment is to make your home search as stress-free as possible.

  • Identifying up-front what is affordable for you 

  • Select only those properties that most closely meet your wants and needs

  • Set aside time to look at homes and neighborhoods when the time works best for you

  • Start your property search using the link below

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Submitting the Offer

Once you have found the right property, the next step is to make the offer to the seller.

  • Determine the price you want to offer

  • Decide on financing and obtain pre-approval

  • Decide on other issues that are important to you such as:

    • Items of personal property you want included

    • Home Service Plan, inspections, repairs, lien search, etc.

    • Closing date and possession

  • I will present your offer and negotiate with the seller through their sales professional for your best interests

  • Once you have reached an agreement with the seller, you will have a contract to purchase the home, subject to attorney review

Important Ways to Protect Your Interests

There are several ways to help support a trouble-free home purchase:

  • A written property disclosure statement from the seller will reveal any problems with the house and the surrounding area that you need to know about

  • Professional inspections can reveal structural, roof, termite and other problems with the property that the seller will need to remedy

  • A home service plan can give you peace of mind by providing repair-or-replace coverage of major home operating systems and appliances

  • A preliminary title report informs you of any problems with the property’s title and a policy of title insurance protects your rights to the property

  • A walk-through before closing will allow you to make sure all required work has been taken care of and that the property is ready to become yours

CompletingYour Home Purchase

It can take 15-90 days to complete all the steps involved in a home sale, depending on the complexity of the transactions. I will work closely with everyone involved in the transaction to help ensure that it moves ahead as smoothly as possible.

  • Explain to you in detail all the steps that will occur and answer your questions

  • Work with the seller’s broker to see that they fulfill their responsibilities under the contract

  • Stay in touch with the attorney, lender and others to help coordinate their activities and to help keep the transaction moving forward

  • Communicate with you on a regular basis so that you can stay informed and as worry-free as possible

Family Viewing House
Contact Me To Begin Your Home Buying Journey

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Julie Morgan - Sales Associate

665 Martinsville Rd, Basking Ridge, NJ 07920

Office: (908) 580-5000

Cell: (908) 642-8799

julie.morgan@bhhsnj.com

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© 2021 BHH Affiliates, LLC. An independently owned and operated franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate. Equal Housing Opportunity.

 

All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither broker(s), agent(s) nor MoxiWorks.com shall be responsible for any typographical errors, misinformation or misprints, and shall be held totally harmless.

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